Let's face it; auto insurance is a frustrating product for the buying public.  You can go all year with no accidents or tickets, keep the same cars and you are still "rewarded" with a rate increase at renewal.  Your company will give you the same, tired reasons like "the cost of parts and labor have gone up," or the "there are more cars and drivers on the road which lead to more claims," etc.  Now some of these reasons, to be fair, are accurate, but auto insurance in New Jersey is an extremely competitive market, and what you may not know is most companies actually sell it AT A LOSS so they can get you on the books, use this new relationship as an opportunity to market other products to you and then start you on the never ending rate increase cycle each year until your business becomes profitable to them.

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What you also may not know is most companies have target markets, so a company who may be competitive with a married homeowner with multiple cars might be equally non-competitive for an unmarried person with one car who rents their home.  Whatever your situation, the Sarina Reese Insurance Agency has options and alternatives to consistently provide you with the best value while maintaining the level of professional service you expect.